Vehicle Loans

VEHICLE FINANCE

Explore Vehicle Loan Options Across Kerala

Whether you are buying a new car, a used vehicle, refinancing an existing vehicle, or financing a commercial vehicle, Unify Fincorp helps you explore suitable loan options through our network of 25+ banking and NBFC partners. Get personalised guidance based on your vehicle, financial profile and requirements.

New Car Loan

Drive Home Your New Car

Planning to purchase a new car? We help you explore suitable financing options across major vehicle brands and models in Kerala, based on your eligibility and financial profile.

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Used Car Loan

Finance Your Pre-Owned Car

Looking for a reliable second-hand car? Explore suitable used car financing options with flexible repayment periods based on your vehicle and financial profile.

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Refinance / Own Vehicle Loan

Unlock the Value of Your Existing Vehicle

Already own a vehicle and need additional funds? Vehicle refinance allows eligible customers to raise finance against their existing vehicle, subject to lender policies and valuation.

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Balance Transfer & Top-Up Loan

Transfer Your Vehicle Loan and Access Additional Funds

Already have a vehicle loan? Eligible customers may transfer their existing loan to another lender and explore additional top-up funding based on vehicle valuation and repayment history.

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Taxi Car Loan

Finance Your Taxi or Cab Vehicle

Planning to purchase a vehicle for taxi or cab operations? We help eligible drivers and experienced industry professionals explore suitable commercial vehicle financing options.

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Commercial Vehicle Loan

Finance Your Commercial Vehicle

Whether you need a bus, traveller, tipper, JCB, tractor or other eligible commercial vehicle, we help you explore financing options through our banking and NBFC partners.

Eligible Vehicle Types: Bus, Traveller, Tipper, Hitachi, JCB, Tractor.

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Your Credit Profile Matters

Your CIBIL score can influence your vehicle loan eligibility, interest rate and available loan amount. A stronger credit profile may improve your access to suitable financing options.

At Unify Fincorp, we help customers understand the factors that may affect their eligibility, including credit history, income, existing obligations and vehicle details. Even where previous write-offs or settlements exist, eligible customers may be able to explore available financing options depending on the lender’s criteria.

Loan approval, interest rates, tenure, loan amount and final terms are determined solely by the respective bank, NBFC or financial institution based on its policies and eligibility criteria.

Why Choose Unify Fincorp?

A Better Way to Finance Your Vehicle

25+ Banking & NBFC Partners

All Kerala Coverage

Multiple Vehicle Loan Options

Personalised Guidance

Transparent Process

Application Support